Non-smokers Pay Lower Critical Illness Premiums

According to a recent research carried out by Moneysupermarket and dedicated to the 3rd anniversary of the smoking ban in the UK, ex-smokers managed to save a total of £10,000 since 2007.
Let us remind that the British government, following the example of the USA and several EU countries, introduced a total ban on smoking in public places on 1 July 2007. Smokers, who were affected by the changes and quit the habit, saved an average of £9,150 by paying lower critical illness insurance premiums and by not buying cigarettes.
The overall savings on cigarettes amounted to £4,190 in 3 years, whereas critical illness cover savings - to £4,950. A typical monthly insurance premium for a smoking gentleman reaches £41.29, whereas a non-smoking pays £24.78.
Those who wish to benefit from lower insurance costs, should be non-smoking for a full year, otherwise insurance companies might not classify policyholder as a non-smoker.
It is worth noting that the ban introduced in 2007 led to a 26-31% decrease in the number of smokers in the UK.
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Many people now buy their cigarettes on the streets at a fraction of shops prices and don't bother with private insurance. These also save a small fortune.